Public liability insurance - an overview

Membership of the NCPTA (from just £60 per annum) automatically provides comprehensive subscription linked insurance for your association.

PTAs should not be running events without adequate insurance cover in place as accidents do happen. The NCPTA subscription linked insurance package has been tailored to cover the essential insurance needs of PTAs and fully meets, and in some cases exceeds, local authority requirements. The cover provided includes:

Public liability

Public liability cover protects the association, its officers and members against their legal liability for injury or death to any third party and/or damage to their property as a result of their negligence. The indemnity limit is £10 Million for any one incident. The cover within this section of the policy is specifically designed for PTAs and is therefore much more comprehensive than a standard policy. PTA events covered by public liability include the following: -

  • bonfire and firework parties
  • walking buses
  • after school clubs
  • swimming pools and clubs
  • inflatables
  • pony rides
  • catering at PTA events
  • fashion exhibitions
  • fun runs
  • use of marquees

Note: Public liability cover does not provide cover for accidental damage to hired/borrowed equipment or third party liability.

All risks cover

Cover for PTA purchased items.

Personal accident

Cover for PTA helpers.

Money

Cover for PTA funds.

Fidelity guarantee

Cover against fraud.

Further information:

If you need more information about cover provided, or you need specific advice, please contact the NCPTA Advice Line 01732 375460, Monday - Friday, 9am to 5pm or dowload a copy of the NCPTA Insurance Summary 2008. 

Insurance Summary 2008Insurance Summary 2008

The NCPTA has a range of Information sheets that you may find useful when planning an event:

This National Confederation of Parent Teacher Associations (NCPTA) information sheet aims to provide clear advice but should only be considered as a general guide.

Further information sheets are available from www.ncpta.org.uk. For more specific advice please contact info@ncpta.org.uk or 01732 375460.

NCPTA 39 Shipbourne Road Tonbridge Kent TN10 3DS t 01732 375460 f 01732 375461 www.ncpta.org.uk.

Registered Charity no 1072833. The NCPTA is a company limited by guarantee and registered in England no 3680271.